$7696 Reasons Per Year to Support and Join Local 5286

 

Gaffney’s Health Care coverage: average cost per hour for a fam­ily of four = Red

UAW’s Health Care coverage: average cost per hour for a family of four = Blue

UAW Health Care Coverage Cost Savings per hour for a family of four = Green

Benefit

Gaffney’s Coverage for Non-union Families: Average Cost Per Hour For a family of  Four

UAW Healthcare Coverage: Average Cost Per Hour for a Family of Four

Saving with UAW Health Care Coverage Per Hour For a Family of Four.

Employee Cost Share

$130.00 month x 12 months = $1560.00 a year or $.75 per hour

$0.00 a month x 12 months = 0.00 a year or: 0.00 per hour.

$.75 vs $0.00 = + $.75 per hour

Annual Deductible

$600.00 a year or: $.29 per hour

$0.00 a year or: 0.00 per hour

$.29 vs $0.00 = + .29 per hour

Out-of-Pocket Maximum Per Year

$1250 a year or: $.60 per hour

$1000 a year or: $.48 per hour

$.60 vs $.48 = + $.12 per hour

Prescription Coverage

2 prescriptions a month for 12 months up to $75 per prescription = $1800.00 a year or: $.87 per hour

2 prescriptions a month for 12 months at $20 per prescription = $480.00 a year or: $.23 per hour

$.87 vs $.23 = + $.64 per hour

Emergency Room Visit

$100.00 per visit or: $.05 per hour

$40 per visit or: $.02 per hour

$.05 vs $.02 = + $.03 per hour

Dental Coverage Deductible

$50.00 Deductible per Family member = $200.00 per year or: $.10 per hour

$0.00 Deductible per Family member = $0.00 per year or: $0.00 per hour

$.10 vs $0.00 = + $.10 per hour

Dental Coverage For Class 2 Services

5 fillings a year at a cost of $200.00 a filling with a co-insurance of 20% per filling = $200.00 a year or: $.10 per hour

5 fillings a year at a cost of $200.00 a filling with a co-insurance of 0% per filling = $0.00 a year or: $0.00 per hour

$.10 vs $0.00 = + $.10 per hour

Dental Coverage For Class 3 Services

1 crown a year at a cost of $1000.00 with a co-insurance of 50% per crown = $500.00 a year or: $.24 per hour

1 crown a year at a cost of $1000.00 with a co-insurance of 0% per crown = $500.00 a year or: $0.00 per hour

$.24 vs $0.00 = + $.24 per hour

Union Dues

$0.00 per hour

$594.00 per year or: $.29 per hour

$0.00 vs $.29 = - $.29 per hour

April 01 2007 Signing Bonus

$0.00 per hour

April 01 2007 $1500 Signing Bonus = $.72 per hour

$0.00 vs $.72 = + $.72 per hour

401k Match

$00.00 per hour

(Avg wage) 24.9 x  2080 (hrs worked per year) x  4% (company match) = $2071.68 a year or: $1.00 per hour

$0.00 vs $1.00 = + $1.00 per hour

       

Total Economic Impact For An Average Family of Four

   

+ $3.70 per hour more is what you get with your Union